Privacy Policy
Last Updated: November 17, 2025
Introduction
ichbinjona.com ("we," "our," or "us") the developer of Marker for Creators is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you use our mobile application "Marker for Creators" (the "App").
Information We Collect
1. Data Stored Locally on Your Device
All your financial data, including:
  • Expense entries and amounts
  • Budget allocations
  • Transaction history
  • App settings and preferences
This data is stored locally on your device only and is never transmitted to our servers.
2. iCloud Synchronization (Optional)
If you enable iCloud sync:
  • Your expense data is synchronized between your own devices using Apple's iCloud service
  • This data is stored in your personal iCloud account controlled by Apple
  • We do not have access to your iCloud data
  • iCloud data handling is subject to Apple's Privacy Policy
3. Analytics Data via PostHog
We collect anonymized usage analytics through PostHog to improve the App. This includes:
Events tracked:
  • App opens and session duration
  • Feature usage (e.g., inflation toggle, expense creation)
  • Onboarding flow completion
  • Subscription events (trial start, upgrades, etc.)
  • Permission requests and grants
Data collected by PostHog:
  • Device type and operating system version
  • App version
  • Anonymized device identifiers
  • Interaction timestamps
  • Feature usage patterns
What we DO NOT collect:
  • Your actual expense amounts or financial data
  • Personal information (name, email, phone number)
  • Location data
  • Any personally identifiable information
PostHog analytics helps us understand how users interact with the App to improve user experience. For more information, see PostHog's Privacy Policy.
4. In-App Purchase Information
When you make an in-app purchase:
  • The transaction is processed entirely by Apple through the App Store
  • We receive only a confirmation that a subscription is active or inactive
  • We do not collect, process, or store your payment information
  • Apple's privacy practices apply to all payment data

5. Facebook SDK for Advertising Analytics
We use the Facebook SDK (Meta) to measure and optimize our advertising campaigns. This helps us understand how users discover and interact with our App through Facebook and Instagram ads. What We Track via Facebook SDK: App Events: - App installations and first launches - In-app purchases (subscription activations) - Paywall views (when users see upgrade offers) - Purchase initiations (when users click purchase buttons) Device Information Collected: - Device type and operating system version - App version - Advertising Identifier (IDFA) - only if you grant permission via App Tracking Transparency (ATT) - Device ID for attribution purposes - Interaction
App Tracking Transparency (iOS 14.5+) When you first open the App, you will be asked: > "Wir nutzen diese Daten, um dir bessere Inhalte anzuzeigen und unsere Werbung zu optimieren." You can choose: - Allow Tracking: Facebook receives detailed analytics for precise ad optimization - Ask App Not to Track: Facebook receives only aggregated, anonymized data with a 24-48 hour delay Your choice can be changed anytime in iOS Settings → Privacy & Security → Tracking. What We DO NOT Share with Facebook: - ❌ Your actual expense data or financial information - ❌ Personal identifiable information (email, name, phone number) - ❌ Content you create within the App - ❌ Location data - ❌ Contacts or messages Why We Use Facebook SDK: - To measure the effectiveness of our advertising campaigns - To optimize ad delivery to users likely interested in our App - To calculate return on advertising spend (ROAS) - To create similar audiences based on users who find value in our App Data Sharing: The Facebook SDK automatically sends the above event data to Facebook's servers for advertising analytics purposes. This data is processed according to [Meta's Data Policy](https://www.facebook.com/privacy/policy/). Important: We use Facebook SDK only for advertising analytics. We do NOT use Facebook Login, and you do not need a Facebook account to use our
Opt-Out Options: You can limit Facebook tracking by: 1. Denying App Tracking Transparency (ATT) permission when prompted 2. Disabling "Allow Apps to Request to Track" in iOS Settings → Privacy & Security → Tracking 3. Limiting Ad Tracking in iOS Settings (iOS 13 and earlier) Even if you opt out, we still receive aggregated, anonymized conversion data that helps us improve the App, but Facebook cannot use your data for personalized advertising.
Facebook's Privacy Policy: For more information about how Facebook processes data collected via their SDK, please review: - [Meta Privacy Policy](https://www.facebook.com/privacy/policy/) - [Facebook Business Tools](https://www.facebook.com/privacy/policies/business/)
How We Use Your Information
We use the collected analytics data to:
  • Improve App performance and user experience
  • Understand which features are most valuable to users
  • Identify and fix bugs
  • Make informed decisions about future features
  • Optimize the onboarding process
Data Sharing and Third Parties
We do not sell, trade, or rent your personal information to third parties.
Third-party services we use:
  1. Apple (iCloud) - If you enable iCloud sync, your data is stored in your personal iCloud account
  2. PostHog - Analytics platform that processes anonymized usage data
  3. Apple (App Store) - Handles all payment processing for subscriptions
  4. Meta/Facebook SDK - Advertising analytics to measure and optimize ad campaigns (requires ATT permission for detailed tracking)
Data Security
  • All financial data remains on your device and is protected by your device's security features
  • Optional iCloud data is encrypted by Apple
  • We implement industry-standard security measures to protect analytics data
  • We do not transmit sensitive financial information over the internet
Your Rights and Choices
You have the right to:
  • Opt out of iCloud sync by disabling it in the App settings
  • Delete your local data by uninstalling the App
  • Opt out of analytics by disabling analytics in the App settings (if available) or by contacting us
  • Deny App Tracking via ATT prompt or iOS Settings → Privacy & Security → Tracking
  • Access your data - All your financial data is accessible within the App
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by:
  • Updating the "Last Updated" date at the top of this policy
  • Posting the new Privacy Policy in the App and on our website (if applicable)
  • Notifying you through the App if changes are material
Data Retention
  • Local device data: Retained until you delete the App or manually delete entries
  • iCloud data: Retained in your iCloud account according to Apple's policies until you delete it
  • Analytics data: Retained by PostHog according to their retention policies (typically anonymized after collection)
International Data Transfers
PostHog may process data in various countries. By using the App, you consent to the transfer of your anonymized analytics data to countries outside your country of residence, which may have different data protection rules.
California Privacy Rights (CCPA)
If you are a California resident, you have the right to:
  • Know what personal information is collected
  • Request deletion of personal information
  • Opt-out of the sale of personal information (Note: We do not sell personal information)
European Users (GDPR)
If you are in the European Economic Area, you have rights under the GDPR including:
  • Right of access to your personal data
  • Right to rectification
  • Right to erasure
  • Right to data portability
Since we collect minimal anonymized data and store your financial data locally on your device, most GDPR rights are inherently satisfied by the App's architecture.
Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: dev [at] ichbinjona.com
Developer: ichbinjona.com
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Disclaimer
This Privacy Policy is provided for informational purposes. While we strive to be transparent about our data practices, this document does not constitute legal advice. Users should review this policy carefully and consult with a legal professional if they have specific concerns.
Your Consent
By using Marker for Creators, you consent to this Privacy Policy and agree to its terms.